Which of the following scenarios is considered legal under federal fair housing laws?
A Black seller represented by a real estate agent instructs the agent to accept only offers from pre-qualified buyers.
A Black seller who’s not working through a real estate agent will only accept an offer from a buyer who is Black.
An Asian seller represented by a real estate agent instructs the agent to only show the property to Asians.
A white seller represented by a real estate agent instructs the agent that the property must only be shown to qualified white buyers.
Which of the following advertisements would be acceptable under fair housing law?
A billboard campaign on which all of the people pictured are white couples.
An advertisement that’s in both English and Spanish.
An advertisement that states “Hispanic community.”
An advertisement that states “no children.”
What does the Equal Credit Opportunity Act of 1974 (ECOA) require?
Lenders must give businesses and consumers equal access to credit
Lenders must give businesses fair access to credit reports
Real estate brokers must give businesses and consumers equal access to credit
Real estate brokers must give consumers fair access to credit reports
For licensees who don’t want to limit their pool of diverse prospects, which of the following is a best practice?
Advertise only to those ethnic groups with whom you feel comfortable.
Choose to cooperate with minority licensees only.
Own their own firm and let associate licensees work with consumers from other demographic groups.
Respect that other cultures are different from their own.
A real estate licensee places an advertisement in the newspaper for a vacant rental. The advertisement states, “Christians preferred.” Which of the following is true?
It’s illegal for the real estate agent to place the advertisement, unless the property owner agrees in writing to take full responsibility.
It’s illegal to make any statement or advertisement based on religion.
It’s legal for the real estate agent to place the advertisement if directed by his or her client to do so.
It’s legal to make any statement of preference based on religion or to the target market the real estate agent wants.
Mills is the landlord of an apartment complex and has found a qualified tenant, who has children, to rent an apartment unit. Which of the following may Mills do in accordance with fair housing laws?
Mills may limit the number of children allowed to share bedrooms.
Mills may limit the sex of the children allowed to share a room or live in the unit.
Mills may set occupancy standards for the number of people who live in the unit.
Mills may set rules for when the children may play outside.
The Fair Housing Amendments Act of 1988 extended anti-discrimination coverage to:
Individuals with disabilities and families with children
Religious groups
The elderly
Women
Which of the following advertisements is a violation of the federal Fair Housing Act?
“Four-bedroom, two-bath condo located in the inner city. Must not have children.”
“One-bedroom, one-bath townhome located in the heart of downtown.”
“Three-bedroom, two-and-a-half-bath townhome near a hiking trail. Perfect for anyone who enjoys an active life.”
“Two-bedroom, two-bath town home situated near the local school.”
Which word or phrase best describes the underlying attitudes and stereotypes that people unconsciously attribute to another person or group of people that affect how they understand and engage with a person or group?
Bad judgment
Implicit bias
Pigeon-holing
Racism
In a real estate transaction, who can be charged with overt discrimination?
Any professional involved in the transaction
The broker and the lender
The broker and the real estate professional
The lender and the real estate professional