Jamaal and his husband, Eli, both Black men, live together. They’ve found a place to rent in a multifamily complex, but their application was denied by the property manager, who said some of the other tenants were religious and wouldn’t feel comfortable living near gay men. What type of discrimination is this?
This is an example of discrimination based on familial status.
This is an example of discrimination based on race.
This is an example of discrimination based on religion.
This is an example of discrimination based on sex.
What is the illegal practice of nudging buyers away from or toward a specific area based on the presence or absence of protected class members?
Blockbusting
Gerrymandering
Redlining
Steering
How did the Supreme Court’s decision in the case of Jones vs. Alfred H. Mayer Co. impact a home seller’s responsibilities?
It determined that private home sellers are exempt from the requirements of the Fair Housing Act.
It found that private home sellers weren’t required to follow zoning laws based on racial segregation.
It found that racial discrimination is unconstitutional, even by a private home seller.
It required a home seller to accept an offer from a person in a federally protected class, regardless of other deciding factors.
Cole and Paige are married with three children. They’ve found a place to live in a rental condominium that doesn’t have a lot of children. Which of the following complies with the fair housing law?
The condominium association can choose not to rent to Cole and Paige because the children will make too much noise and bother other tenants in the complex.
The condominium association can choose to place Cole and Paige in a condominium in the back of the complex where the children won’t bother other tenants.
The condominium association will have to call a board member meeting and have a vote whether or not they will allow Cole and Paige to become tenants.
The condominium’s association doesn’t have to rent to Cole and Paige if their income and employment don’t meet the association’s established standards.
The protected class of “disabled” would include which physical challenge?
A broken arm
Nearsightedness
Seasonal allergies
Severe hearing loss
Which of these is an example of blockbusting?
A lender withholds mortgage loans in areas considered demographically risky.
A licensee doesn’t tell her buyer client about a first-floor condo because she felt it wasn’t safe for the client.
A licensee focuses on showing properties in areas that are demographically similar to her buyer clients’ ethnicity.
A real estate licensee approaches a homeowner as soon as a demographic shift starts to occur in her neighborhood and convinces her that she needs to sell now, or she’ll never be able to sell.
How did the Supreme Court’s decision in Buchanan vs. Warley impact the way fair housing laws are followed today?
It found that a private home seller was prohibited from discriminating based on race.
It found that racially discriminatory zoning was unconstitutional.
It found that states could make laws that allowed racial segregation.
It legalized racial segregation.
A white Christian woman with two children files a rental application for an apartment. The landlord tells her she can have the apartment if she goes out with him. What is the landlord guilty of?
Illegal discrimination based on familial status
Illegal discrimination based on race
Illegal discrimination based on religion
Illegal discrimination based on sex
Which one of the following is a protected class under the Fair Housing Act?
Age
Educational status
Familial status
Income status
Which law added disability and familial status as protected classes under the Fair Housing Act?
Equal Credit Opportunity Act of 1974 (ECOA)
Fair Housing Act of 1964
The Fair Housing Amendments Act of 1988 (Fair Housing Act)
The Housing and Community Development Act of 1974
Sophia is selling her home using Diego as her broker. Diego places the property on the MLS, and requests prospectives call Sophia prior to showing the house. Sophia declines to allow any broker with an accent to view her house. Which of the following is true?
This is an example of discrimination based on a disability.
This is an example of discrimination based on color.
This is an example of discrimination based on familial status.
This is an example of discrimination based on national origin.
In addition to prohibiting housing discrimination, what did the Civil Rights Act of 1968 abolish?
The practice of desegregating
The practice of gentrifying
The practice of redlining
The practice of voting
Barb, a listing agent, was instructed by her client not to sell the property to anyone who’s Muslim. Which of the following is Barb allowed to do?
Barb may inform her client about fair housing laws.
Barb may inform Muslim buyers that the seller won’t sell to them.
Barb may misrepresent the availability of the property based on the prospective buyer’s religious preference.
Barb may provide terms for Muslims that would be less favorable than for other buyers.
Leslie instructs Hal, her broker, not to show her property to any Black people or people of Asian descent. Which of the following is Hal allowed to do?
Ask the nationality of each prospective buyer
Discriminate according to Leslie’s request
Explain fair housing law to Leslie
Pretend to follow Leslie’s request
Before the Fair Housing Act was passed, which of the following statements was TRUE?
States were tasked solely with enforcing the new fair housing rules.
The executive branch of the federal government was tasked with enforcing the new fair housing rules.
The judicial branch of the federal government was tasked with enforcing the new fair housing rules.
There was no entity tasked with enforcing the new fair housing rules.
Stanley is a Black applicant applying for a home loan. Roger is a white Italian American who’s also applying for a home loan. They have the same credit scores and employment history, and their incomes are almost identical. The lender offers Roger a rate that is 2% lower than the rate Stanley is offered. Which of the following is true?
This is an example of discrimination based on national origin.
This is an example of discrimination based on race.
This is an example of discrimination based on sex.
This is an example of familial status discrimination.
A person may file national origin discrimination for being ________.
A Montanan
Caucasian
Gay
Native American
According to fair housing law, which of the following is legal to prohibit in a rental property?
Families with children
Foreign-born individuals
More than one occupant of the same gender
Smoking
Title VIII of the Civil Rights Act of 1968 is called the ______, and prohibits discrimination in the sale, rental, and financing of housing and housing-related transactions based on race, color, national origin, and/or religion.
Civil Rights Housing Act
Discrimination Act
Fair Housing Act
Segregation Act
Which of these might bring a charge of steering against a licensee?
A licensee encourages his clients to contact local agencies to learn more about a neighborhood’s schools, crime rates, and religious institutions.
A licensee is working with a client who has a disability. At the client’s request, the licensee refrains from showing the client listings that aren’t ADA accessible.
A licensee screens the properties he shows his clients based on the clients’ preferences.
When working with single female clients, a licensee is careful to promote properties in neighborhoods the licensee considers safe.
The Civil Rights Act of 1968 included the Fair Housing Act, which ensured that housing, insurance, and lending decisions could not be made purely on the basis of ______.
Color, religion, creed, race
National origin, color, religion, race
Race, creed, national origin, disability
Religion, race, disability, color
Sex discrimination is most likely to affect which of the following people?
A Black president
A female flight attendant
A man with five children
An Armenian citizen
Under the Fair Housing Act, it’s illegal to prohibit which of the following in a rental house?
Animals of any kind, including service animals
Illegal drugs
Loud music after 11 p.m.
Smoking
Which of the following is a legal reason for a seller to cancel a contract?
Because a seller finds out the buyer belongs to a specific race
Because the buyer is pregnant
Because the seller and buyer can’t come to terms over repairs
Because the seller and the buyer belong to different religions
What was the main purpose of the Civil Rights Act of 1968?
It established military privileges for minorities.
It gave women the right to vote.
It provided federal enforcement of civil rights.
It replaced the Civil Rights Act of 1866.
The Supreme Court decision in Plessy vs. Ferguson was significant to the concepts of human rights and fair housing because ______.
A city ordinance requiring racially segregated zoning was found unconstitutional
It found that a private home seller was prohibited from discriminating based on race
It legalized racial segregation
The court determined that school desegregation must be implemented
The Fair Housing Act allows which of the following in a rental transaction?
Adding additional restriction or rules for minorities
Excluding families with children
Refusing to rent a home to a person living with a disability
Refusing to rent a home to a registered sex offender
In response to riots that broke out after Martin Luther King’s assassination, which of the following encompassing pieces of legislation did President Lyndon Johnson ultimately sign into law?
Americans with Disabilities Act of 1990
Civil Rights Act of 1968
Fair Housing Act of 1968
Voting Rights Act of 1965
The Fair Housing Amendments Act of 1988 extends anti-discrimination coverage to families with children and _____.
Any religious group
People with disabilities
The elderly
Women
Concerning rental properties, which of the following is allowed under the federal Fair Housing Act?
A landlord doesn’t allow children to use a complex’s swimming pools.
A landlord imposes occupancy limits.
A landlord only rents ground-floor apartments to families with young children.
A landlord places all tenants with children in one building in the complex.
Which of the following actions is a violation of the Fair Housing Act?
A landlord denies a tenant application based on credit history
A lender refuses to fund a loan to a person with a recent bankruptcy
An advertisement has the phrase “55 and Older community”
A seller refuses to sell to Hispanic people
Fair housing legislation was, in part, the result of a long history of Supreme Court decisions. Which Supreme Court case determined that separate facilities for Black and white people were constitutional as long as they were “equal”?
Brown vs. Board of Education
Buchanan vs. Warley
Jones vs. Mayer
Plessy vs. Ferguson
Which of these is the more common name of Title VIII of the Civil Rights Act?
Equal Opportunity Act
Fair Housing Act
Fair Lending Law
School Choice Act
Which U.S. Supreme Court decision consolidated five cases involving the constitutionality of state-sponsored segregation in public schools?
Brown vs. Board of Education
Buchanan vs. Warley
Jones vs. Mayer
Plessy vs. Ferguson
Which Supreme Court case involved a city ordinance that prohibited Black people from living on a block where the majority of the residents were white?
Brown vs. Board of Education
Buchanan vs. Warley
Jones vs. Mayer
Plessy vs. Ferguson
Which of the following specifically identifies “gender identity” as a protected class?
The Americans with Disabilities Act
The Equal Credit Opportunity Act
The federal Fair Housing Act
The National Association of REALTORS®
Which of the following is allowed in regard to familial status under fair housing laws?
A landlord asks if you have children.
A landlord sets aside certain buildings for families with children.
A landlord states he prefers tenants without children.
A landlord who rents to qualified applicants with children or without.
Which of the following is allowed under the federal Fair Housing Act?
Evicting a current distributor of illegal drugs.
Expressing a preference for married adults in a listing advertisement.
Marketing listings exclusively in a religious publication.
Refusal to show, sell, or rent a property because of religious preference.
Tina represents a seller who instructs Tina that only offers from educated white or African American families will be accepted. Which of the following should Tina do?
Tina should accept the listing, and adhere to the request because if it’s the seller’s preference, it’s not illegal.
Tina should educate her client on fair housing law and if the client won’t follow the law, Tina should terminate the listing.
Tina should terminate the listing and report the client’s behavior to the police.
Tina should turn the listing over to another licensee.
The Housing for Older Persons Act (HOPA) covers which of the following people?
People of the age of 65
People over the age of 21
People over the age of 45
People over the age of 55
Which Supreme Court case found that even private individuals aren’t allowed to discriminate on the basis of race when selling a property?
Brown vs. Board of Education
Buchanan vs. Warley
Jones vs. Alfred H. Mayer Co.
Plessy vs. Ferguson
The Supreme Court case of ______ paved the way for the fair housing laws used today by overturning the doctrine of “separate but equal.”
Brown vs. Board of Education
Buchanan vs. Warley
Jones vs. Mayer
Plessy vs. Ferguson
The federal Fair Housing Act allows which of the following?
A 33-year-old single, Scientologist woman expressing a preference for married adults in a listing advertisement.
An advertisement that states families with children need not apply.
Evicting a current distributor of illegal drugs.
Refusal to show, sell, or rent property because of religious preference.
An advertisement that says “Property is located in a predominately Hispanic area” is discriminatory and a violation of the Fair Housing Act. Which protected class is involved?
Disability
Familial status
National origin
Race
Congress has considered a proposal to add which two classes to the list of federally protected classes for fair housing?
Age and source of income
Familial status and gender identification
Sex and sexual orientation
Veteran status and source of income
Which fair housing-related act prohibited discrimination based on just race, religion, color, and national origin in the sale or rental of residential real estate?
Federal Fair Housing Act of 1968
The Civil Rights Act
The Equal Opportunity Act
The federal Fair Housing Act of 1988
Which of the following is a violation or a potential violation of the Fair Housing Act?
A listing agent puts the phrase “beautiful community in forested area” in an MLS listing.
A property advertises “Near Amway Park.”
A real estate licensee targets a minority neighborhood.
A seller says, “I want top dollar, and only people with good credit.”
Martin Luther King led marches in Alabama to protest state and local laws that blocked African Americans’ right to vote. What did these particular protest marches directly result in?
Martin Luther King was barred for life from voting.
Martin Luther King was jailed for his voting rights’ protests.
President Lyndon Johnson signed the Fair Housing Act.
President Lyndon Johnson signed the Voting Rights Act.
Gracie, who’s white, and Amelia, who’s Black, each apply for a loan. Their credit ratings and employment histories are the same. Gracie is approved, while Amelia is denied. This appears to be discrimination based on which protected class?
Familial status
National origin
Race
Sex
Which of the following is legal under the federal fair housing laws?
Lender Lonnie gives different rates and terms to two different borrowers based on their credit scores.
Licensee Annie refuses to engage in a real estate transaction with any person in a protected class.
Licensee Liam refuses to rent or sell housing to any person in a protected class.
Property manager Pete states falsely to someone with a heavy accent that the housing is not available.
Sue, a prospective buyer, is Buddhist. The seller won’t sell to her based her “weird beliefs.” Which of the following is true?
This is a type of national origin discrimination.
This is a type of racial discrimination.
This is a type of religious discrimination.
This is a type of sex discrimination.
Per the ______, it’s unlawful to refuse to sell or rent a dwelling after a bona fide offer has been made, or to refuse to negotiate for the sale or rental of a dwelling because of race, color, religion, sex, familial status, national origin, or disability/handicap.
Americans with Disabilities Act
Anti-Discrimination Act of 1977
Fair Housing Act
Truth in Lending Act
Sebastian is an Italian American. Which of the following statements is true?
“Italian American” describes Sebastian’s disability.
“Italian American” describes Sebastian’s marital status.
“Italian American” describes Sebastian’s national origin.
“Italian American” describes Sebastian’s race.