In Florida, after the first year a property has been subject to the homestead exemption, each year’s subsequent assessment can’t increase more than ______ or the percent change in the Consumer Price Index (whichever is less).
1%
2%
3%
4%
Silvie, a Florida native, noticed that the deed to her home in the Manatee Manor Community Association, which was issued in 1955, says that her property can only be sold to a Caucasian person. Silvie’s offended by the language and wants it removed from the community’s deeds. Is there anything she can do?
No; but it doesn’t matter anyway, since the restriction is unenforceable due to federal law.
No; individual owners do not have any power to alter a community’s deeds.
Yes; she can strike through the language and re-record her deed with the county.
Yes; she can submit a request to the community association to have the association’s documents amended to remove the discriminatory language.
Juanita’s deceased husband was a military veteran receiving a homestead property tax exemption due to his combat-related disability. When he died, the exemption was transferred to Juanita, per Florida law. Juanita will be remarried in the spring, and will be moving in with her new husband. What will happen to the homestead exemption?
It will be transferred to her new home.
It will be transferred to the next eligible member of the veteran’s immediate family.
It will go away, since surviving spouses who remarry are ineligible for the exemption transfer.
It will remain with the property it’s attached to now.
Irene, your seller client, tells you that her HOA fined her $25 because your for sale sign violated the HOA’s rules. Florida law requires Irene to pay the fine within how many days of receiving the notice?
Five
Nine
One
Seven
The ______ assessment limitation is the difference between a Florida property’s “just value” and “assessed value.”
Homes First
Homestead
Save Our Homes
Stay at Home
Your buyer client Pedro wants to purchase a Florida condo unit, but would need a designated parking space on which he could install a charger for his electric car. Does state law permit this?
No, unit owners are not permitted to have designated parking spaces for charging purposes
No, unless Pedro also needs a dedicated parking space because of a legitimate disability
Yes, as long as Pedro submits a charger-station permit application with the state
Yes, unit owners may install charging stations on parking areas exclusively designated to them
As part of contract negotiations, the Florida condo association for the unit your buyer client is purchasing performed several repair estimates. For how long must the condo association keep records of the repair bids?
Five years
One year
Seven years
Three years
Your investor client owns a 25-unit apartment building in Coral Gables, Florida. She wants a new fire protection system designed, which will consist of 40 sprinklers. A ______ may design it, according to a 2021 state law.
Contractor II only
Contractor I only
Contractor I or II
Fire Marshall only
Your Florida seller client was charged $150 for transferring her unit to the new owner, the maximum fee permitted by state law. If this fee was just adjusted this year, in how many years may the condo association re-adjust the amount of the fee?
Five years
Never, unless the law is updated
One year
Three years
What power do owners in a Florida community association have regarding the removal of discriminatory provisions from the association’s recorded documents?
A group of at least three owners may sue the association board in county court to have the language removed.
A single owner may file a request with the board to remove the language, and the board is empowered to hold a deciding vote on the matter.
None; existing discriminatory provisions have been extinguished, so they’re being removed by the county recorder’s office.
None; only the association board may bring a cause of action to court to remove the language.
Loretta lives in Celebration, Florida and qualifies for the additional homestead exemption afforded to senior citizens. As of 2021, when does she need to notify the state regarding her income?
Annually, she must file a statement noting that her income hasn’t changed.
Every three years, she must file an income statement in order to reinstate her exemption.
She must notify the state of any additional income she receives outside of her typical retirement benefits.
She only needs to notify the state if her income changes and disqualifies her for the exemption.
A 2020 Florida law extinguished ______ language from existing title transaction documents, declaring it unenforceable.
Complicated
Discriminatory
Superfluous
Vague
Florida resident Irene successfully sued a telemarketer for knowingly making unwanted automated calls to Irene. What is the maximum amount Irene may receive as monetary damages?
$1,000
$1,500
$250
$700
Kali purchased a home in central Florida two years ago. Is she still eligible to claim accrued homestead exemption benefits?
No, but she can claim this year’s benefits.
No, she can only claim future years’ benefits.
Yes, she can claim accrued benefits for up to three years following her purchase.
Yes, she can claim accrued benefits no matter when she files for the exemption.
A 2020 Florida law “extinguished” discriminatory provisions in a title transaction. What does this mean?
If a citizen brings them to the courts’ attention, they will be declared null and void.
The provisions are unlawful, unenforceable, and null and void.
The provisions may remain in current documents, but must be removed prior to future title transfers.
The provisions must be removed from the title transaction documents within one calendar year of the law taking effect.
According to the Tax Cut and Jobs Act, the interest on a mortgage loan that was originated after December 2017 is deductible for homeowners whose loan is secured by their main home or their second home, as long as the loan was obtained to _______.
Buy, build, or substantially improve their primary residence
Buy, build, or substantially improve their primary residence or second home
Pay off credit card debt
Pay personal living expenses
How does Florida law define a scrivener’s error in a deed?
Any spelling or other simple error in the deed
A signature made with the wrong color ink
A single error in a certain part of the property’s legal description
Multiple errors that have been passed down through multiple property transfers
A 2021 change to Florida law permits condominium associations to now employ or contract with what type of service providers?
Those listed in the state licensing board’s database of reputable service providers
Those owned or operated by a board member or officer
Those who are unlicensed and uninsured
Those whose main headquarters are located outside of Florida
A 2020 Florida law allows certain combat-disabled veterans’ homestead property tax discount to be transferred to the veterans’ ______ following their death.
Estate
Named beneficiary
Surviving children
Surviving spouse
Florida homeowner Charlene wants to sue her property insurance company after it failed to properly cover damage to her home following a kitchen fire. How many days’ notice must Charlene give the insurance company before filing suit?
10 days
14 days
30 days
45 days
What is the likely reason for SB 76 imposing fines of up to $10,000 on contractors who violate the law?
To compensate homeowners for damages caused by contractors
To deter contractors from engaging in fraudulent practices
To encourage contractors to complete roof inspections quickly
To provide additional revenue to insurance companies
Leon discovered a scrivener’s error in his Florida property deed. What can he do to officially fix it?
He can file a curative notice with the county clerk of court.
He can file a motion to have his property re-deeded to him, and pay to have the deed re-recorded.
Nothing; scrivener’s errors are superficial and do not impact a deed’s legitimacy.
Nothing; scrivener’s errors may not be corrected.
As of 2021, what is required in order for a Florida telemarketer to call a consumer using an automated dialer or a to play the consumer a recorded message once the call connects?
The consumer must be registered with the state telemarketing permissions registry.
The consumer must provide advance written consent.
The telemarketer must provide consumers with the option to connect with a live operator if they don’t want to listen to the recorded message.
The telemarketer must submit the list of phone numbers it wants to call to the state’s Do Not Call Registry.